Debt Advice NI

Welcome to Debt Advice Northern Ireland. We offer debt help and insolvency services to residents of Northern Ireland who are having financial difficulty. Our insolvency solutions could help you address your unaffordable debts. Our friendly team of staff speak to 100's of people every day and are experienced and knowledgeable in helping you get out of debt. We are based in Northern Ireland, so if you would prefer to come and meet us to discuss your debts we can arrange this too.

No problem is too small or too big for us. Get in touch today to see how we can help you with your debt.

Confidential, no obligation advice
We have over 80 years industry experience
Helping both people & businesses in NI
Reduce your monthly payments
Clear unaffordable debt
Debt Solutions to suit your needs

Call us on 0800 043 0550 to see how we can help you with your debts or browse our website for more help and information.

Get Debt Advice

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Total Debt (approx)

Ideal debt repayment

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debt information NI

Unsecured Debt

Most of the calls we receive are about unsecured debts which are debts such as credit cards, loans, payday loans, store cards and overdrafts... We specialise in helping people with these types of debts by offering insolvency solutions that can help you reduce payments to make them affordable...

Mortgage Debt

Your rent or your mortgage is one of the most important bills you will ever pay. It’s the one thing that provides you with shelter. When you run into difficulties with paying your rent or mortgage it can be very scary. It is important that you seek help as soon as possible. We may be able to help you...

Job Loss

When you're facing redundancy or losing your job, the first thing you worry about is how you’re going to have the money to live, never mind if you have debts or other bills to pay. We may be able to help if you are facing employment difficulties and can longer afford to pay your debts...

Business debt

If you are an NI business owner having difficulty keeping up with debts and it's affecting the running of your business, then we may be able to help. We specialise in providing insolvency solutions for people who are self employed and need help recovering from the close of a business or to stop their business from going under...

Debt Help example - We can reduce your payments

clients total debt - approx £19,000

Client was struggling to pay £560 per month on debts of £19,000. They were barely covering minimum repayments and were neglecting essential living expenses by prioritising debt repayments over food and heat. They contacted us at Debt Advice NI to see if we could help. We were able to reduce the debt payments down to a manageable £250.

After 60 monthly payments they became debt free. Any remaining debts were legally written off. They repaid £15,000 and wrote off £4,000.

debt solutions - We can advise you

IVA

If you are struggling to pay your debts (of more than £8,000) then an IVA could help you lower your monthly repayments. You could even write off debt on completion of the IVA...

Debt Management

Debt Management is an informal solution that can help you lower your monthly debt repayments to a more manageable amount. In some cases interest and charges can be frozen on your debts...

Bankruptcy

Bankruptcy is a process that allows you to write off unmanageable debt. It is generally a last resort debt solution because alternative solutions are available, but it can benefit in some cases...

Debt Consolidation

Debt Consolidation allows you to pay off debts with a loan. You repay the loan with monthly payments. It can be a good way of reorganising finances, especially if you have multiple debts...

Remortgage Debt

If you are having difficulty paying your debts and you are a homeowner and have equity in your home, then getting a remortgage might be a good option to help you deal with the problem debts...

Administration

An Administration Order is a court order that allows you to deal with all of your debts of £5,000 or less and treat them as 1 debt. It is imposed and administered through your local county court...

Debt relief Order

A Debt Relief Order (DRO) is suitable for you if you cannot pay your debts. In order to do one you must have debts under £50,000 and have very little or no assets. A DRO is like a form of mini bankruptcy...

Self Employed

If you are a business owner having difficulty managing business / personal debt and it's affecting your business, we could help. We offer a range of insolvency solutions to help you get back on track.