freephone 0800 043 0550
 

Fantastic Service

From the get go all the staff were very helpful and knowledgeable. They made me feel really relaxed and in safe hands.

 
Get debt advice now

Get peace of mind. Talk to us about your debts.

Debt Advice NI

Welcome to Debt Advice Northern Ireland. We offer debt help and insolvency services to residents of Northern Ireland who are having financial difficulty. Our insolvency solutions could help you address your unaffordable debts. Our friendly team of staff speak to 100's of people every day and are experienced and knowledgeable in helping you get out of debt. We are based in Northern Ireland, so if you would prefer to come and meet us to discuss your debts we can arrange this too.

No problem is too small or too big for us. Get in touch today to see how we can help you with your debt.

  •  Confidential, no obligation advice
  •  We have over 80 years industry experience
  •  Helping both people & businesses in NI
  •  Reduce your monthly payments
  •  Clear unaffordable debt
  •  Debt Solutions to suit your needs

Call us on 0800 043 0550 to see how we can help you with your debts or browse our website for more help and information.

 Get Debt Advice

Fill in the form and one of our advisors will get back to you

debt information NI

Unsecured Debt

Unsecured Debt

Most of the calls we receive are about unsecured debts which are debts such as credit cards, loans, payday loans, store cards and overdrafts... We specialise in helping people with these types of debts by offering insolvency solutions that can help you reduce payments to make them affordable...

Read more...
Mortgage Debt NI

Mortgage Debt

Your rent or your mortgage is one of the most important bills you will ever pay. It’s the one thing that provides you with shelter. When you run into difficulties with paying your rent or mortgage it can be very scary. It is important that you seek help as soon as possible. We may be able to help you...

Read more...
Job Loss

Job Loss

When you're facing redundancy or losing your job, the first thing you worry about is how you’re going to have the money to live, never mind if you have debts or other bills to pay. We may be able to help if you are facing employment difficulties and can longer afford to pay your debts...

Read more...
Business Debt NI

Business debt

If you are an NI business owner having difficulty keeping up with debts and it's affecting the running of your business, then we may be able to help. We specialise in providing insolvency solutions for people who are self employed and need help recovering from the close of a business or to stop their business from going under...

Read more...

Debt Help example - We can reduce your payments

Debt Advice NI

clients total debt - approx £19,000

Client was struggling to pay £560 per month on debts of £19,000. They were barely covering minimum repayments and were neglecting essential living expenses by prioritising debt repayments over food and heat. They contacted us at Debt Advice NI to see if we could help. We were able to reduce the debt payments down to a manageable £250.

After 60 monthly payments they became debt free. Any remaining debts were legally written off. They repaid £15,000 and wrote off £4,000.

Read more...

debt solutions - We can advise you

IVA NI

IVA

If you are struggling to pay your debts (totalling more than £10,000) then an IVA could help you lower your monthly repayments. You could even write off debt on completion of the IVA...

Read more...
Debt Management NI

Debt Management

Debt Management is an informal solution that can help you lower your monthly debt repayments to a more manageable amount. In some cases interest and charges can be frozen on your debts...

Read more...
Bankruptcy NI

Bankruptcy

Bankruptcy is a process that allows you to write off unmanageable debt. It is generally a last resort debt solution because alternative solutions are available, but it can benefit in some cases...

Read more...
Debt Consolidation NI

Debt Consolidation

Debt Consolidation allows you to pay off debts with a loan. You repay the loan with monthly payments. It can be a good way of reorganising finances, especially if you have multiple debts...

Read more...
Remortgage Debt NI

Remortgage Debt

If you are having difficulty paying your debts and you are a homeowner and have equity in your home, then getting a remortgage might be a good option to help you deal with the problem debts...

Read more...
Administration Order NI

Administration

An Administration Order is a court order that allows you to deal with all of your debts of £5,000 or less and treat them as 1 debt. It is imposed and administered through your local county court...

Read more...
Debt Relief Order NI

Debt relief Order

A Debt Relief Order (DRO) is suitable for you if you cannot pay your debts. In order to do one you must have debts under £15,000 and have very little or no assets. A DRO is like a form of mini bankruptcy...

Read more...
Self Employed Debt Solutions

Self Employed

If you are a business owner having difficulty managing business / personal debt and it's affecting your business, we could help. We offer a range of insolvency solutions to help you get back on track.

Read more...
 NI Debt Calculator

Debt Calculator

Use our debt calculator to work out what you can afford to pay towards your debts.

Calculate
NI Online Debt Chat

Online Web Chat

Have a confidential web chat about your debts with one of our advisors.

Online Chat
NI Debt Advice

Contact us about debt

Fill in the form to enquire about help with your debts. We will be in touch.

Get advice
Client testimonials

Testimonials

Read what our clients have to say about our services.

Read Them