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Debt solutions

When it comes to choosing the right debt solution it can be quite confusing, as there are quite a few different options available in Northern Ireland. Not all of these options will be suitable for you, because it depends on what your circumstances are. Your level of debt, your income and your living situation all determine what can be done to address your debts.

Read the information below or fill in the form and we'll get in touch to provide on the debt solutions that are available for you.

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When you contact us, we will discuss your situation so we can advise you on your options and explain them in detail. You can decide what you think is the best way forward. We solely offer Insolvency solutions so if a formal solution is not your best course of action, we will, with your permission, refer you to an appropriate provider.



They took care of everything from the moment I first contacted them. It was all explained simply so I knew what was going on all the time. Everyone I spoke to were so understanding and friendly, I didn't feel they were judging me which was something I was worried about before I contacted them. | Client review


debt solutions - We can advise you



If you are struggling to pay your debts (of more than £8,000) then an IVA could help you lower your monthly repayments. You could even write off debt on completion of the IVA...

Debt Management NI

Debt Management

Debt Management is an informal solution that can help you lower your monthly debt repayments to a more manageable amount. In some cases interest and charges can be frozen on your debts...

Bankruptcy NI


Bankruptcy is a process that allows you to write off unmanageable debt. It is generally a last resort debt solution because alternative solutions are available, but it can benefit in some cases...

Debt Consolidation NI

Debt Consolidation

Debt Consolidation allows you to pay off debts with a loan. You repay the loan with monthly payments. It can be a good way of reorganising finances, especially if you have multiple debts...

Remortgage Debt NI

Remortgage Debt

If you are having difficulty paying your debts and you are a homeowner and have equity in your home, then getting a remortgage might be a good option to help you deal with the problem debts...

Administration Order NI


An Administration Order is a court order that allows you to deal with all of your debts of £5,000 or less and treat them as 1 debt. It is imposed and administered through your local county court...

Debt Relief Order NI

Debt relief Order

A Debt Relief Order (DRO) is suitable for you if you cannot pay your debts. In order to do one you must have debts under £15,000 and have very little or no assets. A DRO is like a form of mini bankruptcy...

Self Employed Debt Solutions

Self Employed

If you are a business owner having difficulty managing business / personal debt and it's affecting your business, we could help. We offer a range of insolvency solutions to help you get back on track.

 NI Debt Calculator

Debt Calculator

Use our debt calculator to work out what you can afford to pay towards your debts.

NI Online Debt Chat

General Enquiry

Have a general query? Please get in touch and one of our advisors will be happy to help.

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NI Debt Advice

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